CCA Certified Credit and Risk Analyst (NACM) Practice Test
Credit management certification covering financial statement analysis, credit risk assessment, trade credit, collections, and credit department management. Administered by National Association of Credit Management. Key domains include Credit Investigation and Risk Assessment, Financial Statement Analysis, Legal Aspects (UCC Article 9, Bankruptcy, Collections) and Credit Scoring and Decision Making.
नमूना प्रश्न
पूरी परीक्षा कैसी है देखने के लिए कुछ प्रश्न आज़माएं।
A customer asks the supplier to continue shipping after a bankruptcy filing and promises payment from "critical vendor" status. What should the supplier verify?
A borrower has a fixed-charge coverage ratio just above covenant minimum after adding back owner salary, travel, and rent. Which adjustment is most defensible?
A business applicant is denied after a creditor evaluates the owner's consumer credit and projected business cash flow. Which rule most directly governs notice of action taken and reasons in many creditor settings?
A borrower has positive working capital of $1 million. After reclassifying a demand note from long-term to current, working capital becomes negative. What is the credit implication?
A new contractor asks for a $250,000 open account line and submits a signed credit application, three trade references, a bank contact, and a personal guaranty page with no signature. The sales manager wants release today because the first order is profitable. What should the credit analyst do before approving unsecured terms?
परीक्षा ब्लूप्रिंट
प्रत्येक डोमेन वास्तविक सर्टिफिकेशन परीक्षा के अनुसार भारित है, इसलिए एक पूर्ण अभ्यास सिमुलेशन आपके परिणाम की भविष्यवाणी करता है।