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Beginner
A regional manager is preparing for the CMB written exam and sees this scenario: under HMDA (Regulation C), a 'covered loan' includes which type of mortgage application?
Only manufactured-home loans.
Only purchase-money loans on owner-occupied properties.
Only commercial mortgages exceeding $500,000.
Closed-end loans secured by a dwelling and open-end lines of credit secured by a dwelling, both subject to the institutional and transactional coverage thresholds.
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