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Beginner
A compliance associate asks when ECOA adverse action timing is measured for a completed consumer credit application. Which answer is best?
The creditor may wait until the next monthly statement cycle.
Notice is required only if the applicant asks for reasons in writing first.
The creditor has 60 days whenever the application involves residential mortgage credit.
The creditor generally must notify the applicant within 30 days after receiving a completed application.
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