IBPS PO Main Examination Practice Test
Build your confidence for IBPS PO Main Examination. Practice the concepts, understand the answers, and strengthen your knowledge one question at a time.
Try a sample questionExam overview and details
The IBPS PO Main Examination is the second and decisive stage in the selection process for Probationary Officers in India's public sector banks, conducted by the Institute of Banking Personnel Selection (IBPS). This comprehensive exam rigorously evaluates a candidate's aptitude for a dynamic banking career, testing not only core reasoning and quantitative abilities but also professional knowledge and written communication skills. It is designed for graduates seeking a stable, challenging, and prestigious career in public sector banking, offering a clear path to leadership roles. Success in this exam demonstrates a candidate's readiness to handle the multifaceted responsibilities of a bank PO, including customer service, credit appraisal, and general banking operations. Candidates who clear this stage gain eligibility for the final interview, bringing them a significant step closer to a secure position with strong growth potential, job security, and societal impact within the national banking framework.
Sample Questions
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Given below are four sentences, numbered 1 to 4. Arrange them in the correct order to form a coherent paragraph. 1. This surge was primarily driven by robust growth in the services sector and resilient domestic demand. 2. Consequently, the Reserve Bank of India revised its GDP growth projection upwards for the fiscal year. 3. Recent data released by the National Statistical Office indicated that India's GDP growth exceeded expectations in the last quarter. 4. Key contributors included financial, real estate, and professional services, alongside a rebound in manufacturing.
The following table shows the number of loan accounts (in thousands) and the average loan amount per account (in ₹ thousands) for two banks, Bank P and Bank Q, across four regions in a financial year. Region: North Bank P (Accounts): 125 Bank P (Avg. Amount): 480 Bank Q (Accounts): 110 Bank Q (Avg. Amount): 520 Region: South Bank P (Accounts): 180 Bank P (Avg. Amount): 420 Bank Q (Accounts): 200 Bank Q (Avg. Amount): 460 Region: East Bank P (Accounts): 90 Bank P (Avg. Amount): 510 Bank Q (Accounts): 85 Bank Q (Avg. Amount): 540 Region: West Bank P (Accounts): 150 Bank P (Avg. Amount): 440 Bank Q (Accounts): 175 Bank Q (Avg. Amount): 500 What is the overall weighted average loan amount per account (in ₹ thousands) for Bank P and Bank Q combined, considering all regions?
Given below are four sentences, which need to be arranged in a logical sequence to form a coherent paragraph. (A) Consequently, the Monetary Policy Committee (MPC) raised the repo rate to curb inflationary pressures. (B) The Consumer Price Index (CPI) inflation had consistently remained above the Reserve Bank of India's upper tolerance band of 6% for several consecutive quarters. (C) This tightening of monetary policy was aimed at anchoring inflation expectations and ensuring price stability. (D) High global commodity prices and persistent core inflation were identified as the primary drivers. What is the correct logical sequence?
The following sentences need to be arranged to form a coherent paragraph. Identify the correct sequence. (A) Consequently, the central bank may decide to increase the policy repo rate. (B) This rise in demand can lead to increased pressure on prices, causing inflation. (C) When an economy is growing rapidly, aggregate demand often outpaces aggregate supply. (D) By making borrowing more expensive, this measure aims to cool down demand and stabilize prices.
Which of the following statements about the 'Basel III' framework are correct? 1. It introduces a leverage ratio to supplement risk-based capital requirements. 2. Its implementation in India was deferred indefinitely due to the COVID-19 pandemic. 3. It includes a capital conservation buffer of 2.5% of Risk-Weighted Assets (RWAs). 4. The Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR) are part of its liquidity standards. 5. It abolishes the Tier 1 and Tier 2 capital classification, introducing a single capital tier.
Exam insights and study advice
Clearing the IBPS PO Main Examination is a direct gateway to a respected and secure career in public sector banking. The role of a Probationary Officer is foundational to the financial system, involving critical tasks like loan processing, financial planning for customers, and branch management. This position offers more than just employment; it provides a platform for continuous professional development, a clear promotional ladder, and the opportunity to contribute directly to financial inclusion and economic growth at the grassroots level. The skills validated by this exam-analytical reasoning, financial acumen, and effective communication-are precisely those required to succeed in the modern banking environment.
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What this exam covers
Use the published domain weights to plan your study. Practice results do not predict your certification exam score.